Fast and easy payments with Payonix!
Combine all your bank cards in one app with Payonix, make fast payments via QR code, and get an Instant Credit or a Salary Advance when needed, without visiting a bank.
Control Always in Your Hands
Track and manage your payments anytime, anywhere with ease. Be confident that you control every transaction.
Other Services That Simplify Your Work
Make your work easier with simple and efficient money transfers, receipts, and expense control features.
Statistics of all expenses
₼6.800
Total expenses
Send or receive money to your friend
Instantly send money to or receive money from friends and family using just a phone number, without entering card details.
Transactions by Date
Get a clear and organized summary of all your payments sorted by date. Follow your financial activities accurately and comfortably.
Frequently Asked Questions
What is Payonix?
How can I apply for an Instant Loan?
Is Payonix secure?
How can I learn about the terms of the Instant Loan?
Are there any fees for using Payonix?
How do I contact customer support?

Elgun Mammadov
The process of getting a loan from Payonix was incredibly fast and convenient. I applied online using only my ID card and got approved within 15 minutes. The money was transferred directly to my card. I used to waste hours with other banks, but now everything is solved with just a few clicks.

Aysel Hamidova
I needed 500 AZN to repair my car. Thanks to Payonix, I didn’t have to go to a bank or collect any documents – everything was done online in just a few minutes. Their interest rates are also very competitive compared to the market. I’m completely satisfied with their transparent approach and fast service.

Kamran Gasimov
I’ve been using Payonix regularly for the past 6 months. During this time, the support team has always been accessible, and the platform’s digital solutions have made my work much easier. With its payment systems, coupons, loan features, and overall ease of use, it's an excellent app. A reliable, modern, and professional platform.
Feel Secure with Every Payment Using Payonix!
Based on the feedback from our satisfied users, we continuously improve Payonix. Our goal is to provide the safest and most convenient mobile payment experience. Join thousands who enjoy speed and comfort!
Contact methods with us
Need help or have questions? Reach out to us through any of the methods below. We're happy to assist you!
Write an email
info@payonix.com
Phone number
*2021
Address
Malibo Residence, Shamil Azizbayov str. 217